Calculate a Loan Payment for a $640,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $640,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $2,698.27
3.25% $2,785.32
3.50% $2,873.89
3.75% $2,963.94
4.00% $3,055.46
4.25% $3,148.42
4.50% $3,242.79
4.75% $3,338.54
5.00% $3,435.66
5.25% $3,534.10
5.50% $3,633.85
5.75% $3,734.87
6.00% $3,837.12
6.25% $3,940.59
6.50% $4,045.24
6.75% $4,151.03
7.00% $4,257.94
7.25% $4,365.93
7.50% $4,474.97
7.75% $4,585.04
8.00% $4,696.09
8.25% $4,808.11
8.50% $4,921.05
8.75% $5,034.88