Calculate a Loan Payment for a $490,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $490,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $2,065.86
3.25% $2,132.51
3.50% $2,200.32
3.75% $2,269.27
4.00% $2,339.33
4.25% $2,410.51
4.50% $2,482.76
4.75% $2,556.07
5.00% $2,630.43
5.25% $2,705.80
5.50% $2,782.17
5.75% $2,859.51
6.00% $2,937.80
6.25% $3,017.01
6.50% $3,097.13
6.75% $3,178.13
7.00% $3,259.98
7.25% $3,342.66
7.50% $3,426.15
7.75% $3,510.42
8.00% $3,595.45
8.25% $3,681.21
8.50% $3,767.68
8.75% $3,854.83