Calculate a Loan Payment for a $45,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $45,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $189.72
3.25% $195.84
3.50% $202.07
3.75% $208.40
4.00% $214.84
4.25% $221.37
4.50% $228.01
4.75% $234.74
5.00% $241.57
5.25% $248.49
5.50% $255.51
5.75% $262.61
6.00% $269.80
6.25% $277.07
6.50% $284.43
6.75% $291.87
7.00% $299.39
7.25% $306.98
7.50% $314.65
7.75% $322.39
8.00% $330.19
8.25% $338.07
8.50% $346.01
8.75% $354.02