Calculate a Loan Payment for a $401,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $401,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $1,690.63
3.25% $1,745.18
3.50% $1,800.67
3.75% $1,857.09
4.00% $1,914.44
4.25% $1,972.68
4.50% $2,031.81
4.75% $2,091.81
5.00% $2,152.65
5.25% $2,214.34
5.50% $2,276.83
5.75% $2,340.13
6.00% $2,404.20
6.25% $2,469.03
6.50% $2,534.59
6.75% $2,600.88
7.00% $2,667.86
7.25% $2,735.53
7.50% $2,803.85
7.75% $2,872.81
8.00% $2,942.40
8.25% $3,012.58
8.50% $3,083.34
8.75% $3,154.67