Calculate a Loan Payment for a $400,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $400,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $1,686.42
3.25% $1,740.83
3.50% $1,796.18
3.75% $1,852.46
4.00% $1,909.66
4.25% $1,967.76
4.50% $2,026.74
4.75% $2,086.59
5.00% $2,147.29
5.25% $2,208.81
5.50% $2,271.16
5.75% $2,334.29
6.00% $2,398.20
6.25% $2,462.87
6.50% $2,528.27
6.75% $2,594.39
7.00% $2,661.21
7.25% $2,728.71
7.50% $2,796.86
7.75% $2,865.65
8.00% $2,935.06
8.25% $3,005.07
8.50% $3,075.65
8.75% $3,146.80