Calculate a Loan Payment for a $397,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $397,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $1,673.77
3.25% $1,727.77
3.50% $1,782.71
3.75% $1,838.57
4.00% $1,895.34
4.25% $1,953.00
4.50% $2,011.54
4.75% $2,070.94
5.00% $2,131.18
5.25% $2,192.25
5.50% $2,254.12
5.75% $2,316.78
6.00% $2,380.22
6.25% $2,444.40
6.50% $2,509.31
6.75% $2,574.93
7.00% $2,641.25
7.25% $2,708.24
7.50% $2,775.88
7.75% $2,844.16
8.00% $2,913.05
8.25% $2,982.53
8.50% $3,052.59
8.75% $3,123.20