Calculate a Loan Payment for a $38,100 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $38,100 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $160.63
3.25% $165.81
3.50% $171.09
3.75% $176.45
4.00% $181.90
4.25% $187.43
4.50% $193.05
4.75% $198.75
5.00% $204.53
5.25% $210.39
5.50% $216.33
5.75% $222.34
6.00% $228.43
6.25% $234.59
6.50% $240.82
6.75% $247.12
7.00% $253.48
7.25% $259.91
7.50% $266.40
7.75% $272.95
8.00% $279.56
8.25% $286.23
8.50% $292.96
8.75% $299.73