Calculate a Loan Payment for a $320,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $320,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $1,349.13
3.25% $1,392.66
3.50% $1,436.94
3.75% $1,481.97
4.00% $1,527.73
4.25% $1,574.21
4.50% $1,621.39
4.75% $1,669.27
5.00% $1,717.83
5.25% $1,767.05
5.50% $1,816.92
5.75% $1,867.43
6.00% $1,918.56
6.25% $1,970.30
6.50% $2,022.62
6.75% $2,075.51
7.00% $2,128.97
7.25% $2,182.96
7.50% $2,237.49
7.75% $2,292.52
8.00% $2,348.05
8.25% $2,404.05
8.50% $2,460.52
8.75% $2,517.44