Calculate a Loan Payment for a $316,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $316,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $1,332.27
3.25% $1,375.25
3.50% $1,418.98
3.75% $1,463.45
4.00% $1,508.63
4.25% $1,554.53
4.50% $1,601.13
4.75% $1,648.41
5.00% $1,696.36
5.25% $1,744.96
5.50% $1,794.21
5.75% $1,844.09
6.00% $1,894.58
6.25% $1,945.67
6.50% $1,997.33
6.75% $2,049.57
7.00% $2,102.36
7.25% $2,155.68
7.50% $2,209.52
7.75% $2,263.86
8.00% $2,318.70
8.25% $2,374.00
8.50% $2,429.77
8.75% $2,485.97