Calculate a Loan Payment for a $31,900 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $31,900 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $134.49
3.25% $138.83
3.50% $143.25
3.75% $147.73
4.00% $152.30
4.25% $156.93
4.50% $161.63
4.75% $166.41
5.00% $171.25
5.25% $176.15
5.50% $181.12
5.75% $186.16
6.00% $191.26
6.25% $196.41
6.50% $201.63
6.75% $206.90
7.00% $212.23
7.25% $217.61
7.50% $223.05
7.75% $228.54
8.00% $234.07
8.25% $239.65
8.50% $245.28
8.75% $250.96