Calculate a Loan Payment for a $278,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $278,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $1,172.06
3.25% $1,209.87
3.50% $1,248.34
3.75% $1,287.46
4.00% $1,327.21
4.25% $1,367.59
4.50% $1,408.59
4.75% $1,450.18
5.00% $1,492.36
5.25% $1,535.13
5.50% $1,578.45
5.75% $1,622.33
6.00% $1,666.75
6.25% $1,711.69
6.50% $1,757.15
6.75% $1,803.10
7.00% $1,849.54
7.25% $1,896.45
7.50% $1,943.82
7.75% $1,991.63
8.00% $2,039.87
8.25% $2,088.52
8.50% $2,137.58
8.75% $2,187.03