Calculate a Loan Payment for a $256,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $256,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $1,079.31
3.25% $1,114.13
3.50% $1,149.55
3.75% $1,185.58
4.00% $1,222.18
4.25% $1,259.37
4.50% $1,297.11
4.75% $1,335.42
5.00% $1,374.26
5.25% $1,413.64
5.50% $1,453.54
5.75% $1,493.95
6.00% $1,534.85
6.25% $1,576.24
6.50% $1,618.09
6.75% $1,660.41
7.00% $1,703.17
7.25% $1,746.37
7.50% $1,789.99
7.75% $1,834.02
8.00% $1,878.44
8.25% $1,923.24
8.50% $1,968.42
8.75% $2,013.95