Calculate a Loan Payment for a $254,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $254,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $1,070.87
3.25% $1,105.42
3.50% $1,140.57
3.75% $1,176.31
4.00% $1,212.63
4.25% $1,249.53
4.50% $1,286.98
4.75% $1,324.98
5.00% $1,363.53
5.25% $1,402.60
5.50% $1,442.18
5.75% $1,482.28
6.00% $1,522.86
6.25% $1,563.92
6.50% $1,605.45
6.75% $1,647.44
7.00% $1,689.87
7.25% $1,732.73
7.50% $1,776.00
7.75% $1,819.69
8.00% $1,863.76
8.25% $1,908.22
8.50% $1,953.04
8.75% $1,998.22