Calculate a Loan Payment for a $200,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $200,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $843.21
3.25% $870.41
3.50% $898.09
3.75% $926.23
4.00% $954.83
4.25% $983.88
4.50% $1,013.37
4.75% $1,043.29
5.00% $1,073.64
5.25% $1,104.41
5.50% $1,135.58
5.75% $1,167.15
6.00% $1,199.10
6.25% $1,231.43
6.50% $1,264.14
6.75% $1,297.20
7.00% $1,330.60
7.25% $1,364.35
7.50% $1,398.43
7.75% $1,432.82
8.00% $1,467.53
8.25% $1,502.53
8.50% $1,537.83
8.75% $1,573.40