Calculate a Loan Payment for a $195,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $195,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $822.13
3.25% $848.65
3.50% $875.64
3.75% $903.08
4.00% $930.96
4.25% $959.28
4.50% $988.04
4.75% $1,017.21
5.00% $1,046.80
5.25% $1,076.80
5.50% $1,107.19
5.75% $1,137.97
6.00% $1,169.12
6.25% $1,200.65
6.50% $1,232.53
6.75% $1,264.77
7.00% $1,297.34
7.25% $1,330.24
7.50% $1,363.47
7.75% $1,397.00
8.00% $1,430.84
8.25% $1,464.97
8.50% $1,499.38
8.75% $1,534.07