Calculate a Loan Payment for a $185,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $185,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $779.97
3.25% $805.13
3.50% $830.73
3.75% $856.76
4.00% $883.22
4.25% $910.09
4.50% $937.37
4.75% $965.05
5.00% $993.12
5.25% $1,021.58
5.50% $1,050.41
5.75% $1,079.61
6.00% $1,109.17
6.25% $1,139.08
6.50% $1,169.33
6.75% $1,199.91
7.00% $1,230.81
7.25% $1,262.03
7.50% $1,293.55
7.75% $1,325.36
8.00% $1,357.46
8.25% $1,389.84
8.50% $1,422.49
8.75% $1,455.40