Calculate a Loan Payment for a $178,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $178,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $750.46
3.25% $774.67
3.50% $799.30
3.75% $824.35
4.00% $849.80
4.25% $875.65
4.50% $901.90
4.75% $928.53
5.00% $955.54
5.25% $982.92
5.50% $1,010.66
5.75% $1,038.76
6.00% $1,067.20
6.25% $1,095.98
6.50% $1,125.08
6.75% $1,154.50
7.00% $1,184.24
7.25% $1,214.27
7.50% $1,244.60
7.75% $1,275.21
8.00% $1,306.10
8.25% $1,337.25
8.50% $1,368.67
8.75% $1,400.33