Calculate a Loan Payment for a $138,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $138,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $581.81
3.25% $600.58
3.50% $619.68
3.75% $639.10
4.00% $658.83
4.25% $678.88
4.50% $699.23
4.75% $719.87
5.00% $740.81
5.25% $762.04
5.50% $783.55
5.75% $805.33
6.00% $827.38
6.25% $849.69
6.50% $872.25
6.75% $895.07
7.00% $918.12
7.25% $941.40
7.50% $964.92
7.75% $988.65
8.00% $1,012.60
8.25% $1,036.75
8.50% $1,061.10
8.75% $1,085.65