Calculate a Loan Payment for a $130,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $130,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $548.09
3.25% $565.77
3.50% $583.76
3.75% $602.05
4.00% $620.64
4.25% $639.52
4.50% $658.69
4.75% $678.14
5.00% $697.87
5.25% $717.86
5.50% $738.13
5.75% $758.64
6.00% $779.42
6.25% $800.43
6.50% $821.69
6.75% $843.18
7.00% $864.89
7.25% $886.83
7.50% $908.98
7.75% $931.34
8.00% $953.89
8.25% $976.65
8.50% $999.59
8.75% $1,022.71