Calculate a Loan Payment for a $128,000 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $128,000 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $539.65
3.25% $557.06
3.50% $574.78
3.75% $592.79
4.00% $611.09
4.25% $629.68
4.50% $648.56
4.75% $667.71
5.00% $687.13
5.25% $706.82
5.50% $726.77
5.75% $746.97
6.00% $767.42
6.25% $788.12
6.50% $809.05
6.75% $830.21
7.00% $851.59
7.25% $873.19
7.50% $894.99
7.75% $917.01
8.00% $939.22
8.25% $961.62
8.50% $984.21
8.75% $1,006.98