Calculate a Loan Payment for a $12,800 Loan
Loan Amount:        $
Interest Rate:        %
Length in Years:
Monthly Payment:  


  • Enter your loan amount, loan length, and length in years.
  • Common Loan lengths for cars are 3 years (36 months), 4 years (48 months), and 5 years (60 months).
  • Common Loan lengths for homes are 15 years, 20 years, 25 years, or 30 years.
  • Notice how the payment changes when the interest rate is 3,4,5,6 or 7 percent.


  • $12,800 loan for 30 years. Compare monthly payment by interest rate.
Interest Rate Monthly Payment
3.00% $53.97
3.25% $55.71
3.50% $57.48
3.75% $59.28
4.00% $61.11
4.25% $62.97
4.50% $64.86
4.75% $66.77
5.00% $68.71
5.25% $70.68
5.50% $72.68
5.75% $74.70
6.00% $76.74
6.25% $78.81
6.50% $80.90
6.75% $83.02
7.00% $85.16
7.25% $87.32
7.50% $89.50
7.75% $91.70
8.00% $93.92
8.25% $96.16
8.50% $98.42
8.75% $100.70